by admindan | Jan 12, 2022 | Loan Programs, Money Tip
Are you wondering if you can still refinance down to 3% to save money? Interesting facts: Very few specific lenders do not change their rates daily based on the moving market Low credit scores may NOT = higher rates Example: Beth has a low credit score at 640,...
by admindan | Jan 4, 2022 | Loan Programs, Money Tip
Have you heard rates have been rising lately? Did you see the local newspapers post 3.125% as the new average 30-year fixed rate? That may be for them, but not for my clients. Solution: Justin is receiving this BEST rate versus other lenders because this is a purchase...
by admindan | Dec 14, 2021 | Loan Programs, Money Tip
Have you ever heard the saying, “Fail to Plan, Plan to Fail?” In mortgage lending, I see people fail at receiving a loan to purchase their ideal home too often. To succeed, follow this plan: Know your mortgage credit score and credit history. Go to MyFICO.com to...
by admindan | Nov 30, 2021 | Loan Programs, Money Tip
Did you know there are special discounts in rate available through specific mortgage lenders when you live in designated areas? Solution: .50% lower rate found by Dan the Man for Mortgages Example: Jon was looking to refinance his condominium from 3.50% to a lower...
by admindan | Nov 2, 2021 | Loan Programs, Money Tip
It’s crazy, the worst lender is offering 4.375% on a jumbo loan to a doctor with 10% down payment, 760 credit score with $900,000 loan amount, single family home. That is way too high!! Solution: Dan the Man finds the best loan program, lowest rate and best lenders....
by admindan | Oct 27, 2021 | Loan Programs, Money Tip
Still looking to refinance? Get it done NOW, TODAY, ASAP. Why? Answer: Because mortgage backed securities trading prices broke through a long-term trend line higher. Graphs have patterns, which lead to better quality forecasting. Last week, mortgage backed security...
