by admindan | May 19, 2026 | Loan Programs, Money Tip
Do you want the BEST long-term rate on a HELOC loan with no closing costs? Solution: HELOC at .51% below prime rate (6.75% currently) = 6.24%: $300k maximum loan amount to 70% CLTV, or $200k to 80% CLTV FICO – holistic approach, no minimum No closing costs Full...
by admindan | May 12, 2026 | Loan Programs, Money Tip
Buy NOW with 5.25% mortgage rate, 7/6 ARM versus 6.42% average 30-year fixed rate mortgage. The market anticipates the Fed to drop rates in the future, so don’t lock in a 30-year fixed rate yet. Solution: Save a lot of money by getting an ARM loan. Loan program and...
by admindan | May 5, 2026 | Uncategorized
Are you looking for cash to pay down credit card bills, remodel your home or something else and don’t show enough income on your tax returns? Success: Borrower David was happy to get $100k in cash to support his business expansion and for home upgrades. This is the...
by admindan | Apr 28, 2026 | Loan Programs, Money Tip
One of my clients wants to purchase a $2.2 million home, but only has 10% down payment. Fortunately, I found him a lender with a great deal. Loan example: $2.2 million purchase 5.375% 5/6 ARM rate, 5.874% APR No points No PMI $1,500 lender fees ALL STATES 5.625% 7/6...
by admindan | Apr 21, 2026 | Financial Information, Money Tip
One of the best ways to SAVE MONEY on your mortgage loan is to increase your credit score to 740+. If your statement balance on the bill is greater than 30% of the limit, the credit score is decreased because you are using too much in their eyes, even if you pay off...
