by admindan | Jun 25, 2024 | Financial Information, Money Tip
Buying a home is not easy. Saving money on a loan is usually not easy. According to a recent study: 54% of home buyers did NOT shop more than one lender for a mortgage loan. BEST news, 45% of homebuyers with a mortgage who shopped around got a lower offer than their...
by admindan | Jun 18, 2024 | Financial Information, Money Tip
Are you looking for the BEST advice on your finances, such as mortgage loans, investments, etc.? Problem: Did you know big bank financial advisors are required to direct their clients to in-house mortgage loan officers and investment options? I’ve networked and talked...
by admindan | Apr 17, 2024 | Financial Information, Money Tip
When you contact an “independent” mortgage loan broker, they usually explain they shop many lenders for you, to find the best deal. BUT, DO THEY ACTUALLY SHOP ENOUGH LENDERS AND TRULY PUT YOUR NEEDS AHEAD OF THEIR PROFITS? Possibly, maybe not, due to research by...
by admindan | Apr 9, 2024 | Loan Programs, Money Tip
My clients are saving the most amount of money by getting a 5/1 ARM mortgage loan these days versus a 30- year fixed rate at 7.526% per Google. Loan program details: 20%+ down payment, 740 FICO to $1 million loan amount 5/1 ARM @ 5.375%, no points, 5.427% APR SFD,...
by admindan | Nov 28, 2023 | Expert Advice, Loan Programs, Money Tip
Today, people have so many options of news sources, financial info from advisors, accountants, family, friends, future expectations of the direction of interest rates, values, etc. We all have very different needs. For a mortgage loan, there are so many options: fixed...