by admindan | Oct 4, 2022 | Loan Programs, Money Tip
Are you looking to secure purchasing a home before selling your current home? Problem: Most lenders will calculate your debt-to-income ratio by including both current mortgage payment and new mortgage payment, so there is no way to purchase before selling your current...
by admindan | Sep 27, 2022 | Loan Programs, Money Tip
My belief is we are heading into a recession. Are you considering purchasing a home? How do you still get the best mortgage loan for your needs? Solution: I also believe rates will rise more in the short-term, but will drop to lower levels in next 2-3 years. Here are...
by admindan | Sep 20, 2022 | Loan Programs, Money Tip
One lender is offering this loan program with NO MONEY DOWN to borrowers in Orange and local counties: Zero down to $750,000 740 minimum credit score Primary residence only 6.25% 30-year fixed rate, $6.733% APR, no points, monthly PMI required or 5.375% 10-year ARM,...
by admindan | Sep 13, 2022 | Financial Information, Money Tip
In my 60 years on this earth, I’ve talked to 100s of people to learn their path to financial success. These are five of the best advice: Start saving money in an account every month by learning how to live within your budget. Find the best financial advisor that has...
by admindan | Aug 24, 2022 | Loan Programs, Money Tip
Yes, it is still a good time to purchase a home for the long term. Are you looking to purchase an investment home in any state? Best option with only 15% down payment: 760 FICO minimum Rates starting at 5%, depending on FICO 3/1 ARM 1 point origination ZERO mortgage...
by admindan | Aug 17, 2022 | Loan Programs, Money Tip
Want to buy a home with the LOWEST mortgage rate and payment? Problem: So many lenders offer high 30-year fixed rate loans and don’t offer competitive ARM loans. Borrowers realize current 30 year fixed rates will not stay so high for too long. Solution: 2.625% is the...
