Are you looking for the greatest down payment assistance loan program?
Our wonderful state of California has created an amazing down payment assistance program that could save you a ton of money and help you buy a home NOW. Check this out:
- Borrow 20% down payment, including closing costs with no monthly payment
- 80% first loan, principal and interest payments
- No mortgage insurance required
- County high balance loan limits
- California shares in your appreciation, call for more details, it’s a little complicated
- Rate: 6.125% today, 6.38% APR, plus 1.75% points, lender fees, etc.
For example, in Orange County, if you earn less than $235,000 per year, you qualify for this program. Second loan is shared appreciation – When 2nd loan paid off, home appraised, homeowner pays back the original 2nd loan amount plus 15% of any appreciation in the value of the home (appreciation caps apply).
Not all lenders offer this program. Call for more details, 714-310-4162.
Rave review from our client:
“Dan Stone is an expert in the mortgage lending industry and committed to saving his clients tens of thousands of dollars on their mortgage financing. He provides a very unique service which protects homeowners and home buyers from lenders and loan officers who charge excessive rates and fees. His extraordinary personal service saved my friend Linda, who needed a mortgage, from being fed to the wolves. His years of experience, vast knowledge and unquestionable integrity make him THE person you need to call for mortgage financing. I send all my friends and family to him. Simply put, there is no one else doing what he does.” -Mel R.
“Dan Stone is an expert in the mortgage lending industry and committed to saving his clients tens of thousands of dollars on their mortgage financing. He provides a very unique service which protects homeowners and home buyers from lenders and loan officers who charge excessive rates and fees. His extraordinary personal service saved my friend Linda, who needed a mortgage, from being fed to the wolves. His years of experience, vast knowledge and unquestionable integrity make him THE person you need to call for mortgage financing. I send all my friends and family to him. Simply put, there is no one else doing what he does.” -Mel R.