by admindan | May 10, 2022 | Loan Programs, Money Tip
Self-employed borrowers have the hardest time qualifying for a great mortgage loan because they write off so much on their taxes. Solution: 90% debt-to-income (DTI) loan program for self-employed borrowers. Details: KEY – reserves (retirement, stock, annuity, bank...
by admindan | May 3, 2022 | Loan Programs, Money Tip, Uncategorized
Looking to close a home loan and purchase in 14 days or lose your big money deposit? Problem: Too many lenders over-promise and under-deliver. Maybe the online Loan Officer didn’t know the loan program details, or didn’t realize you were self-employed or many other...
by admindan | Apr 26, 2022 | Loan Programs, Money Tip
Are you or a friend buying a home or refinancing a mortgage in another state? Want to know how to save a ton of money? Solution: Dan the Man helps borrowers save time and money when shopping for the best mortgage loan in all states. Example: Dr. B is moving to Texas...
by admindan | Apr 13, 2022 | Loan Programs, Money Tip
Most lenders do not offer these loan options and at great rates. Solution: HELOC, up to 95% CLTV (Combined Loan to Value): 95% CLTV, 680 FICO min, $500k max loan 90% CLTV, 660 FICO min, $200k max loan 70% CLTV, 740 FICO min, $700k max loan Borrower Scott is receiving...
by admindan | Apr 5, 2022 | Financial Information, Loan Programs, Money Tip
Did you see the news? “The average rate for a 30-year fixed rate mortgage hit 4.67% on Thursday, according to Freddie Mac.” Solution: Find the best rates and loan programs, search 500 lenders of all types. By having a higher credit score and the right lender, you too...
by admindan | Mar 22, 2022 | Loan Programs, Money Tip
Did you or someone you know recently purchase a home and were forced to accept a HIGH interest rate from your lender because the seller required the loan and purchase to close quickly? Solution A: Refinance now at 3.375% rate, 3.388% APR, 0 points 30 year fixed rate...
