My Latest Loan Fundings at 5.25% Success, Home Purchases & Mortgage Rate Market

by | Nov 11, 2025 | Loan Programs, Money Tip

I hear promotions from realtors about dating the rate; buy the house, because mortgage rates appear high in the 6% range. Is it true for most realtors’ recommended lenders? Yes!
Why would you wait to purchase a home next year, when rates are NOW in the 5’s?
Below are examples of my funding success stories in last 30 days:
  • 5.25% rate, 7/6 ARM, no points, 2nd home, $1.95 million purchase, CA state
  • 5.25% rate, 5/5 ARM, $7,000 rebate, purchase, $940k loan, CA state
  • 5.875% rate, 7/1 ARM, no points, 2nd home, $375k c/o refi, WA state
Buy the house NOW, get an ARM loan for 5, 7 or 10 years. When rates drop during the next 6-24 months, refi to a lower rate and longer-term loan.
Call 714-310-4162 for more information.
Rave review on YouTube from a happy family:
https://youtu.be/wMqsMTfiC3A