by admindan | Aug 17, 2021 | Financial Information, Money Tip
If you have not refinanced, I highly recommend beginning the process soon. Why? The Federal Reserve Bank will probably stop buying mortgage backed securities early next year. The announcement will likely occur next month. Traders on Wall Street will anticipate it....
by admindan | Aug 3, 2021 | Financial Information, Money Tip
Are you in the middle of a refinance with loan amount of $125,000+? Is your rate already locked? Here is how to save approximately .50% in fee on your loan. Background: On Friday 7/16, FHFA (Federal Housing Finance Agency) eliminated the adverse market .50% fee on...
by admindan | Jul 20, 2021 | Financial Information, Money Tip
Still looking to refinance your mortgage loan? Now your costs just became .50% lower in fees! On Friday, July 16, the Federal Housing Finance Agency (FHFA) officially ended a controversial adverse market refinance fee for certain loans, usually $125,000+. Many lenders...
by admindan | Jul 14, 2021 | Financial Information, Money Tip
Everybody wants to know the direction of mortgage interest rates. People ask me all the time. I should know, I’ve been working on mortgage lending for 34 years and am an expert in pricing and hedging loans. So, if you are still looking to refinance or purchase a home...
by admindan | May 4, 2021 | Financial Information, Money Tip
Want to save on taxes? Who doesn’t! Are you concerned about capital gains taxes associated with the sale of your appreciated real estate or any appreciated asset, especially after the passing of Prop. 19? Solution: Use Qualified Opportunity Funds – a tax...
by admindan | Mar 2, 2021 | Financial Information, Money Tip
In the last 30 years, mortgage rates are near their lowest point in history. Are you still considering refinancing? Solution: Lock NOW Why? In the last 30 years, mortgage rates are within the bottom 10% of all time. A good example is picking the best time to buy and...
