by admindan | Apr 17, 2024 | Financial Information, Money Tip
When you contact an “independent” mortgage loan broker, they usually explain they shop many lenders for you, to find the best deal. BUT, DO THEY ACTUALLY SHOP ENOUGH LENDERS AND TRULY PUT YOUR NEEDS AHEAD OF THEIR PROFITS? Possibly, maybe not, due to research by...
by admindan | Mar 19, 2024 | Financial Information, Money Tip
Check out this EXPOSE! Borrowers beware when getting mortgage loans from mortgage lenders. Your fees may be higher by as much as 1 point because you DIDN’T shop around or know how to ask for concessions. Per newsletter by industry-leading HousingWire: “Two borrowers...
by admindan | Feb 13, 2024 | Loan Programs, Money Tip
Are you looking for a lot of CASH-OUT, have a very low credit score and don’t want to pay super high hard money lender rates? Solution: Portfolio loan program at the BEST rates: 75% LTV $726,200 cash-out maximum 500+ credit score minimum 7.625% rate, 8.126% APR, 7/1...
by admindan | Nov 28, 2023 | Expert Advice, Loan Programs, Money Tip
Today, people have so many options of news sources, financial info from advisors, accountants, family, friends, future expectations of the direction of interest rates, values, etc. We all have very different needs. For a mortgage loan, there are so many options: fixed...
by admindan | Nov 24, 2023 | Loan Programs, Money Tip
Do you need $100k in cash for ANY reason, have limited income or documentation and looking for the best rate and loan program? Solution: $100k maximum no income doc HELOC loan: 80% CLTV maximum 720 FICO minimum Prime rate + .50% margin = 9% for 780+ FICO (higher...