by admindan | Feb 25, 2026 | Loan Programs, Money Tip
Rates are dropping. Borrowers Luis and wife purchased a home two years ago, current rate 6.375%. PROBLEM: Their broker lender wanted to generate income for himself more than helping his clients. He’s offering 5.625% at 2.559 points or $20k in closing costs. What, pay...
by admindan | Feb 10, 2026 | Loan Programs, Money Tip
Do you want CASH for home improvements, consolidate credit card debt, help family to purchase a home, etc.? Solution: HELOC with 12-month teaser rate, currently at 3.99% $1 million maximum loan amount to 70% CLTV 90% CLTV maximum to $100k loan amount 620 FICO minimum,...
by admindan | Jan 27, 2026 | Loan Programs, Money Tip
Do you have a high rate mortgage because you purchased a home within the last two years? Do you want to start saving a ton of money on your payment? Borrower Kevin is looking to refinance his condominium, current rate 7.25%. Best refinance options now, example:...
by admindan | Jan 14, 2026 | Loan Programs, Money Tip, Uncategorized
Are you a first-time buyer and only have 3% down payment to purchase a home AND want to save thousands per year in your payment? This is your lucky day. Certain properties qualify for a special portfolio loan program only offered by a few lenders. Great portfolio loan...
by admindan | Jan 6, 2026 | Loan Programs, Money Tip
Are you looking to refinance your high rate mortgage loan to a much lower rate? I helped John refinance his primary loan of $1.9 million and second/vacation home loan of $1.4 million from 7.875%(loan by a broker) down to 5.125%, saving him $3,434 and $2,689 = $6,123...
by admindan | Dec 30, 2025 | Expert Advice, Money Tip
Are you looking to purchase a home in 2026? If so, be prepared with a loan approval in hand. FYI, I’ve received a ton of requests for loan approvals and introductions to lenders because buyers want to purchase in 2026. I’ve also received a ton of interest in loan...
