by admindan | Mar 31, 2026 | Loan Programs, Money Tip
The 30-year fixed rate mortgage seems to be artificially high because of the incursion in Iran and risk of increased inflation and market volatility. Traders expect long-term rates to decrease during the next few months. So, why get a 30-year fixed rate now? Solution:...
by admindan | Mar 26, 2026 | Loan Programs, Money Tip
Do you want a crazy good loan program and rate? Check this out: 4.875% 30-year fixed rate, 5.100% APR No points Purchase only Do you fit their program requirements? 710+ minimum FICO score Earn less than or equal to 80% of the Area Median Income (AMI) Riverside...
by admindan | Mar 17, 2026 | Loan Programs, Money Tip
Are you looking to purchase a second or vacation home and want an awesome rate? I helped Heidi with her second/vacation home purchase loan in Arizona. Program description: 5.25% rate, no points 7/6-year ARM 25% LTV $357k loan amount All 50 states When you want the...
by admindan | Mar 3, 2026 | Loan Programs, Money Tip
Do you have a high rate mortgage because you purchased a home within the last two years? Do you want to start saving a ton of money on your payment? Borrower NM is looking to refinance his home to save a ton of money. Best refinance options now, example: $491,000 loan...
by admindan | Feb 25, 2026 | Loan Programs, Money Tip
Rates are dropping. Borrowers Luis and wife purchased a home two years ago, current rate 6.375%. PROBLEM: Their broker lender wanted to generate income for himself more than helping his clients. He’s offering 5.625% at 2.559 points or $20k in closing costs. What, pay...
by admindan | Feb 10, 2026 | Loan Programs, Money Tip
Do you want CASH for home improvements, consolidate credit card debt, help family to purchase a home, etc.? Solution: HELOC with 12-month teaser rate, currently at 3.99% $1 million maximum loan amount to 70% CLTV 90% CLTV maximum to $100k loan amount 620 FICO minimum,...
