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Shopping for a Mortgage Loan? Shop Weeks/Months in Advance for BEST Terms

Shopping for a Mortgage Loan? Shop Weeks/Months in Advance for BEST Terms

by admindan | Jun 30, 2026 | Financial Information, Money Tip

If you are looking for the best mortgage loan terms, begin shopping for a mortgage months in advance. Why? Saving money on a loan is usually not easy. According to a study: 54% of home buyers did NOT shop more than one lender for a mortgage loan. BEST news, 45% of...
Home Buying in Tennessee? 5.75% 30-Year Fixed Rate, Zero Points

Home Buying in Tennessee? 5.75% 30-Year Fixed Rate, Zero Points

by admindan | Jun 23, 2026 | Loan Programs, Money Tip

Are you interested in moving to Tennessee to purchase a home? Maybe you have a friend looking to move!! Do you want to help them save a TON OF MONEY on their loan? Checkout this crazy good portfolio loan program: 5.75% rate, 5.849% APR 15% down payment minimum &...
Own Sooner with 3% Down—No PMI. Rates from 6.375% APR. Get Pre‑Approved Today

Own Sooner with 3% Down—No PMI. Rates from 6.375% APR. Get Pre‑Approved Today

by admindan | Jun 17, 2026 | Loan Programs, Money Tip

Are you a first-time buyer with 3% down payment and 620+ credit score to purchase a home AND want to save $1,100 per month in your payment? This is your lucky day! Certain properties qualify for a special portfolio loan program only offered by a few lenders. Great...
Home Equity Investment vs HELOC, the Winner Is?

Home Equity Investment vs HELOC, the Winner Is?

by admindan | Jun 2, 2026 | Loan Programs, Money Tip

Are you seeing advertisements for Home Equity Investments or HEI? They offer a simple process to withdraw cash from your home and don’t require immediate payments. What a great deal!! WARNING, read the fine print, as these equity investments or loans may cost you A...
HELOC @ 6.24%, or .51% Below Prime Rate, No Closing Costs

HELOC @ 6.24%, or .51% Below Prime Rate, No Closing Costs

by admindan | May 19, 2026 | Loan Programs, Money Tip

Do you want the BEST long-term rate on a HELOC loan with no closing costs? Solution: HELOC at .51% below prime rate (6.75% currently) = 6.24%: $300k maximum loan amount to 70% CLTV, or $200k to 80% CLTV FICO – holistic approach, no minimum No closing costs Full...
Upgrade to More Space: 25% Down, 5.25% Rate, $0 Points

Upgrade to More Space: 25% Down, 5.25% Rate, $0 Points

by admindan | May 12, 2026 | Loan Programs, Money Tip

Buy NOW with 5.25% mortgage rate, 7/6 ARM versus 6.42% average 30-year fixed rate mortgage. The market anticipates the Fed to drop rates in the future, so don’t lock in a 30-year fixed rate yet. Solution: Save a lot of money by getting an ARM loan. Loan program and...
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Recent Posts

  • $13 Million Purchase, NO MONEY DOWN
  • HELOC up to 95% CLTV to $500,000
  • Why They Chose $1.5M Over $1.3M: Value Drivers Most Buyers Miss
  • Ditch 30-Year Fixed Rate Mortgage. Lock 5.25% 7/6 Year ARM
  • Statistical Housing Market Update, Statistics, Trends

Recent Comments

  1. Francesco1286 on Professionals: ZERO Down to $700,000, No PMI, 6.375% 7/6 ARM for Attorney, Dentist, Doctor, Medical Resident
  2. admindan on 5 Ways to the Best Mortgage Loan
  3. Kindery on 5 Ways to the Best Mortgage Loan
  4. Melinda Eddington on 3.99% HELOC, 1st year, How to Save Money!! Best 2nd Mortgage Loan
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