by admindan | Jul 8, 2025 | Financial Information, Loan Programs, Money Tip
Are you looking to purchase a home? Suggestion: Get prequalified or pre-approved for a mortgage loan BEFORE you begin shopping for the home. Why? Sellers will require a mortgage loan pre-qual letter or approval to submit a purchase offer. Reduce stress by applying for...
by admindan | Jul 1, 2025 | Loan Programs, Money Tip
Are you looking to purchase a home and ONLY want a 30-year fixed rate loan AND want the best rate? Problem: The average 30-year fixed rate per Google is 6.77%. Plenty of borrowers are paying way too much for a loan. How to get the best deal, loan program details: 30%+...
by admindan | Jun 24, 2025 | Loan Programs, Money Tip
Purchase a home NOW at a GREAT rate. Loan program details: 25%+ down payment, 760 FICO to $1 million purchase price 7/6 ARM @ 5.875%, no points, 6.469% APR Up to $10,000 rebate towards closing costs (restrictions apply) California properties only, owner occupied Call...
by admindan | Jun 10, 2025 | Loan Programs, Money Tip
Are you a first-time buyer and looking to get help with the down payment and closing costs? Did you know there are 2,500+ programs available to assist with the down payment and closing costs? Problem: Most lenders only offer a few options and many of these programs...
by admindan | May 20, 2025 | Loan Programs, Money Tip
Are you looking to purchase a home now using current employed income, yet also looking to refinance to a lower rate in the future when you are retired? Problem: Most lenders will require you qualify based on current higher income, but you may not meet their...
by admindan | May 13, 2025 | Loan Programs, Money Tip
Do you need CASH for home improvements, consolidate credit card debt, help family to purchase a home, etc.? Solution: HELOC with 12-month teaser rate, currently at 3.99%. $1 million maximum loan amount to 70% CLTV 90% CLTV maximum to $100k loan amount 620 FICO...
