Are you looking for a cash-out to pay off high rate credit cards or to upgrade your home?
One rare lender offers these money saving loan options at reasonable rates.
Loan Scenario: $800k value, $700k first loan, $50k HELOC, 93.75% CLTV, 740 credit score, single-family dwelling
BEST Solution:cash
- 90-100% CLTV maximum, $50k maximum cash-out, 700 FICO minimum
- Prime rate 7.00% + 1% margin = 8.00% rate, 8.12% APR, $500/mo. estimated payment
Loan Scenario: $800k value, $580k first loan, $125k HELOC, 88.13% CLTV, 740 credit score, single-family dwelling
BEST Solution:
- 89.99% CLTV maximum, $250k maximum, 680 FICO minimum
- Prime rate 7.00% + .50% margin = 7.50% rate, 7.567% APR, $885/mo. estimated payment
*No lender closing costs, unless HELOC closed within 36 months
*Owner occupied only
*.25% lower margin with auto pay from their checking account
*Must live or work in OC, LA, Riverside, or San Bernardino county
Call for specific rate and fees based on credit score, loan amount, home value, etc., 714-310-4162.
Rave client review:
“Want a friendly, helpful and smart coach for the mortgage process? Dan Stone is your man! He helped my daughter and my employee get great deals. He has made the whole process understandable and smooth.” -Patty H.