by admindan | May 19, 2026 | Loan Programs, Money Tip
Do you want the BEST long-term rate on a HELOC loan with no closing costs? Solution: HELOC at .51% below prime rate (6.75% currently) = 6.24%: $300k maximum loan amount to 70% CLTV, or $200k to 80% CLTV FICO – holistic approach, no minimum No closing costs Full...
by admindan | May 12, 2026 | Loan Programs, Money Tip
Buy NOW with 5.25% mortgage rate, 7/6 ARM versus 6.42% average 30-year fixed rate mortgage. The market anticipates the Fed to drop rates in the future, so don’t lock in a 30-year fixed rate yet. Solution: Save a lot of money by getting an ARM loan. Loan program and...
by admindan | Apr 28, 2026 | Loan Programs, Money Tip
One of my clients wants to purchase a $2.2 million home, but only has 10% down payment. Fortunately, I found him a lender with a great deal. Loan example: $2.2 million purchase 5.375% 5/6 ARM rate, 5.874% APR No points No PMI $1,500 lender fees ALL STATES 5.625% 7/6...
by admindan | Mar 31, 2026 | Loan Programs, Money Tip
The 30-year fixed rate mortgage seems to be artificially high because of the incursion in Iran and risk of increased inflation and market volatility. Traders expect long-term rates to decrease during the next few months. So, why get a 30-year fixed rate now? Solution:...
by admindan | Mar 26, 2026 | Loan Programs, Money Tip
Do you want a crazy good loan program and rate? Check this out: 4.875% 30-year fixed rate, 5.100% APR No points Purchase only Do you fit their program requirements? 710+ minimum FICO score Earn less than or equal to 80% of the Area Median Income (AMI) Riverside...
by admindan | Mar 17, 2026 | Loan Programs, Money Tip
Are you looking to purchase a second or vacation home and want an awesome rate? I helped Heidi with her second/vacation home purchase loan in Arizona. Program description: 5.25% rate, no points 7/6-year ARM 25% LTV $357k loan amount All 50 states When you want the...
