by admindan | Jul 29, 2026 | Loan Programs, Money Tip
Why would anyone request a 30-year fixed rate mortgage loan today? Solution Request a 7-year ARM loan. Borrower Mark scenario: $1,160,000 purchase price, $500k loan, 43% LTV, single family home, 780+ credit scores, loan options: 6.50% 30 year fixed rate, no points,...
by admindan | Jul 7, 2026 | Loan Programs, Money Tip
Do you want to save a ton of money on your mortgage during the next 2-5 years? Client Dan is saving .75% in rate or $278/month or $3,345/year versus the loan offered by Wells Fargo Bank because I referred him to a lower rate and better loan program at another lender....
by admindan | Jun 23, 2026 | Loan Programs, Money Tip
Are you interested in moving to Tennessee to purchase a home? Maybe you have a friend looking to move!! Do you want to help them save a TON OF MONEY on their loan? Checkout this crazy good portfolio loan program: 5.75% rate, 5.849% APR 15% down payment minimum &...
by admindan | Jun 17, 2026 | Loan Programs, Money Tip
Are you a first-time buyer with 3% down payment and 620+ credit score to purchase a home AND want to save $1,100 per month in your payment? This is your lucky day! Certain properties qualify for a special portfolio loan program only offered by a few lenders. Great...
by admindan | Jun 2, 2026 | Loan Programs, Money Tip
Are you seeing advertisements for Home Equity Investments or HEI? They offer a simple process to withdraw cash from your home and don’t require immediate payments. What a great deal!! WARNING, read the fine print, as these equity investments or loans may cost you A...
by admindan | May 19, 2026 | Loan Programs, Money Tip
Do you want the BEST long-term rate on a HELOC loan with no closing costs? Solution: HELOC at .51% below prime rate (6.75% currently) = 6.24%: $300k maximum loan amount to 70% CLTV, or $200k to 80% CLTV FICO – holistic approach, no minimum No closing costs Full...
