by admindan | Dec 17, 2025 | Loan Programs, Money Tip
My new clients C&S are switching from their mortgage company lender at 6.625% rate on a 30-year fixed loan to a 5.375% rate to SAVE A TON OF MONEY. Loan program details: 5.375% rate, 5.793% APR 5/5 ARM, no points 20%+ down payment, 780 FICO $1,760,000 purchase...
by admindan | Dec 9, 2025 | Loan Programs, Money Tip
Do you want CASH for home improvements, consolidate credit card debt, help family to purchase a home, etc.? Solution: HELOC with 12-month teaser rate, currently at 3.99%. $1 million maximum loan amount to 70% CLTV 90% CLTV maximum to $100k loan amount 620 FICO...
by admindan | Dec 2, 2025 | Loan Programs, Money Tip
First-time homebuyers looking to purchase homes in geographically ideal locations for lenders qualify for a very specific portfolio loan program. Check out this loan funding Friday: 5.99% 30-year fixed rate, rate locked 11/7/25 5% down payment (3% minimum) No PMI...
by admindan | Nov 18, 2025 | Expert Advice, Loan Programs, Money Tip, Uncategorized
Are you shopping for a home on Zillow and have not applied for the loan yet? Do you want to save yourself money and stress? Solution: Contact a lender ASAP to get the loan pre-qualified or ideally pre-approved. Why? Because, too often buyers find the perfect home and...
by admindan | Nov 11, 2025 | Loan Programs, Money Tip
I hear promotions from realtors about dating the rate; buy the house, because mortgage rates appear high in the 6% range. Is it true for most realtors’ recommended lenders? Yes! Why would you wait to purchase a home next year, when rates are NOW in the 5’s?...
by admindan | Nov 4, 2025 | Loan Programs, Money Tip
Do you own investment property AND looking to refinance to a much lower rate? Borrower Jeff, a referral from a great financial advisor looking out for his clients’ BEST interests, was at 8% on his purchase 1 1/2 years ago, now looking to save MONEY. He has four...
