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Why They Chose $1.5M Over $1.3M: Value Drivers Most Buyers Miss

Why They Chose $1.5M Over $1.3M: Value Drivers Most Buyers Miss

by admindan | Aug 4, 2026 | Loan Programs, Money Tip

Clients Liz and Marshall were approved at a mortgage lender with their required minimum 20% down payment loan program and subsequent maximum $1.3 million purchase price. HOWEVER, they wanted to purchase a $1.5 million purchase price. Solution: different lender...
Ditch 30-Year Fixed Rate Mortgage. Lock 5.25% 7/6 Year ARM

Ditch 30-Year Fixed Rate Mortgage. Lock 5.25% 7/6 Year ARM

by admindan | Jul 29, 2026 | Loan Programs, Money Tip

Why would anyone request a 30-year fixed rate mortgage loan today? Solution Request a 7-year ARM loan. Borrower Mark scenario: $1,160,000 purchase price, $500k loan, 43% LTV, single family home, 780+ credit scores, loan options: 6.50% 30 year fixed rate, no points,...
Funded: 4.875% Rate Mortgage Loan, 5/5 ARM, 0 Points

Funded: 4.875% Rate Mortgage Loan, 5/5 ARM, 0 Points

by admindan | Jul 7, 2026 | Loan Programs, Money Tip

Do you want to save a ton of money on your mortgage during the next 2-5 years? Client Dan is saving .75% in rate or $278/month or $3,345/year versus the loan offered by Wells Fargo Bank because I referred him to a lower rate and better loan program at another lender....
Home Buying in Tennessee? 5.75% 30-Year Fixed Rate, Zero Points

Home Buying in Tennessee? 5.75% 30-Year Fixed Rate, Zero Points

by admindan | Jun 23, 2026 | Loan Programs, Money Tip

Are you interested in moving to Tennessee to purchase a home? Maybe you have a friend looking to move!! Do you want to help them save a TON OF MONEY on their loan? Checkout this crazy good portfolio loan program: 5.75% rate, 5.849% APR 15% down payment minimum &...
Own Sooner with 3% Down—No PMI. Rates from 6.375% APR. Get Pre‑Approved Today

Own Sooner with 3% Down—No PMI. Rates from 6.375% APR. Get Pre‑Approved Today

by admindan | Jun 17, 2026 | Loan Programs, Money Tip

Are you a first-time buyer with 3% down payment and 620+ credit score to purchase a home AND want to save $1,100 per month in your payment? This is your lucky day! Certain properties qualify for a special portfolio loan program only offered by a few lenders. Great...
Home Equity Investment vs HELOC, the Winner Is?

Home Equity Investment vs HELOC, the Winner Is?

by admindan | Jun 2, 2026 | Loan Programs, Money Tip

Are you seeing advertisements for Home Equity Investments or HEI? They offer a simple process to withdraw cash from your home and don’t require immediate payments. What a great deal!! WARNING, read the fine print, as these equity investments or loans may cost you A...
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Recent Posts

  • Why They Chose $1.5M Over $1.3M: Value Drivers Most Buyers Miss
  • Ditch 30-Year Fixed Rate Mortgage. Lock 5.25% 7/6 Year ARM
  • Statistical Housing Market Update, Statistics, Trends
  • Funded: 4.875% Rate Mortgage Loan, 5/5 ARM, 0 Points
  • Shopping for a Mortgage Loan? Shop Weeks/Months in Advance for BEST Terms

Recent Comments

  1. Francesco1286 on Professionals: ZERO Down to $700,000, No PMI, 6.375% 7/6 ARM for Attorney, Dentist, Doctor, Medical Resident
  2. admindan on 5 Ways to the Best Mortgage Loan
  3. Kindery on 5 Ways to the Best Mortgage Loan
  4. Melinda Eddington on 3.99% HELOC, 1st year, How to Save Money!! Best 2nd Mortgage Loan
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