by admindan | Sep 22, 2026 | Loan Programs, Money Tip
Are you looking for a cash-out to pay off high rate credit cards or to upgrade your home? One rare lender offers these money saving loan options at reasonable rates. Loan Scenario: $800k value, $700k first loan, $50k HELOC, 93.75% CLTV, 740 credit score, single-family...
by admindan | Sep 15, 2026 | Loan Programs, Money Tip
Do you know a doctor/physician looking for a loan to purchase a home? Do you want to help them save A LOT OF MONEY? If they search on their own, rates can range from 5.875% to 7.00%+. Check out these GREAT terms: Loan scenario: $2 million purchase, 10% down, 740+...
by admindan | Sep 1, 2026 | Loan Programs, Money Tip
Are you looking for CASH out of your home to remodel, pay off credit cards, etc.? There are great HELOC (Home Equity Line Of Credit) solutions: 95% CLTV, full doc, 740+ FICO, $50k to $199k 6.24% today, (.51% below prime rate), 70% to $200k 75% CLTV to $300k 6.00% with...
by admindan | Aug 4, 2026 | Loan Programs, Money Tip
Clients Liz and Marshall were approved at a mortgage lender with their required minimum 20% down payment loan program and subsequent maximum $1.3 million purchase price. HOWEVER, they wanted to purchase a $1.5 million purchase price. Solution: different lender...
by admindan | Jul 29, 2026 | Loan Programs, Money Tip
Why would anyone request a 30-year fixed rate mortgage loan today? Solution Request a 7-year ARM loan. Borrower Mark scenario: $1,160,000 purchase price, $500k loan, 43% LTV, single family home, 780+ credit scores, loan options: 6.50% 30 year fixed rate, no points,...
by admindan | Jul 7, 2026 | Loan Programs, Money Tip
Do you want to save a ton of money on your mortgage during the next 2-5 years? Client Dan is saving .75% in rate or $278/month or $3,345/year versus the loan offered by Wells Fargo Bank because I referred him to a lower rate and better loan program at another lender....
