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Reports on Housing by Steven Thomas – Forecast, Current Trends…

Reports on Housing by Steven Thomas – Forecast, Current Trends…

by admindan | Mar 26, 2024 | Financial Information, Money Tip

Are you interested in learning about the SoCal or Bay area housing market, supply, demand, market changes, interest rates, and more? Solution: Local housing economist Steven Thomas provides a housing report for each Southern California County. It is a statistical...
Borrower Warning – You May Lose Out on .50-1.00 Points on Mortgage Loans

Borrower Warning – You May Lose Out on .50-1.00 Points on Mortgage Loans

by admindan | Mar 19, 2024 | Financial Information, Money Tip

Check out this EXPOSE! Borrowers beware when getting mortgage loans from mortgage lenders. Your fees may be higher by as much as 1 point because you DIDN’T shop around or know how to ask for concessions. Per newsletter by industry-leading HousingWire: “Two borrowers...
The Direction of Mortgage Interest Rates, Higher? Lower? Flat?

The Direction of Mortgage Interest Rates, Higher? Lower? Flat?

by admindan | Dec 5, 2023 | Financial Information, Money Tip

Are you wondering about the direction of mortgage interest rates and how they will influence your future home purchase or current home loan? Borrowers are consistently asking about my expectations. I’ve been working in mortgage lending 35+ years. My career was built...
30 Year Fixed Rate Mortgage in This Market! Why? ARM’s are SO Much Better

30 Year Fixed Rate Mortgage in This Market! Why? ARM’s are SO Much Better

by admindan | Oct 10, 2023 | Financial Information, Money Tip

When you are looking to purchase a home, the standard loan offered has been a 30-year fixed rate. But, the average home buyer doesn’t stay in their loan or home for 30 years, the new average is 7-8 years. Solution: Get an Adjustable Rate Mortgage (ARM) now to purchase...
Experian Boost – NOT a Benefit to Your Mortgage Credit Score

Experian Boost – NOT a Benefit to Your Mortgage Credit Score

by admindan | Sep 26, 2023 | Financial Information, Money Tip

I’ve researched 20+ credit score repair & improvement companies since 2010. Too many of them are NOT providing a quality service. One of my best credit repair companies researched Experian Boost, which is highly marketed to help you improve your credit scores....
Illegal & Hidden Kickbacks, Too Common in Mortgage Lending & Real Estate

Illegal & Hidden Kickbacks, Too Common in Mortgage Lending & Real Estate

by admindan | Aug 23, 2023 | Financial Information, Money Tip

Kickbacks in mortgage lending and real estate occur too often. You may not see it directly in your loan, but many Loan Officers are giving or paying for borrower introductions which COST YOU MONEY. Why can there be as much as 1.50% difference in rate quotes between...
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Recent Posts

  • Buy More Home, 5.99% 30-Year Fixed Rate, 5% Down, No PMI, No Points
  • Thankful & Happy to Own a Home, My Mortgage Story
  • Get Pre-Approved & Home Shopping on Zillow
  • My Latest Loan Fundings at 5.25% Success, Home Purchases & Mortgage Rate Market
  • 6.125% Investment Property Refi, No Points, 30-Year Fixed Rate

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