by admindan | Jul 2, 2024 | Financial Information, Money Tip
Are you looking for up to $500k in cash-out using a HELOC (Home Equity Line of Credit) and do not show enough income on your tax returns to qualify for the loan? Great news, a new loan program is available for self-employed borrowers: $500k maximum HELOC or $600k...
by admindan | Jun 25, 2024 | Financial Information, Money Tip
Buying a home is not easy. Saving money on a loan is usually not easy. According to a recent study: 54% of home buyers did NOT shop more than one lender for a mortgage loan. BEST news, 45% of homebuyers with a mortgage who shopped around got a lower offer than their...
by admindan | Jun 18, 2024 | Financial Information, Money Tip
Are you looking for the BEST advice on your finances, such as mortgage loans, investments, etc.? Problem: Did you know big bank financial advisors are required to direct their clients to in-house mortgage loan officers and investment options? I’ve networked and talked...
by admindan | Jun 12, 2024 | Financial Information, Money Tip
Are you looking to qualify for a higher purchase price, but your debt to income ratio (DTI) is too high and the lender is declining the higher loan amount? Solution: Do you have an investment account that allows you to borrower against it? If so, you can borrow...
by admindan | Jun 5, 2024 | Financial Information, Money Tip
If you are purchasing a home or already own a home, insurance is required and pays for losses and damage to your property if something unexpected happens, like a fire, water damage or burglary. When you have a mortgage, your lender wants to make sure your property is...
by admindan | May 21, 2024 | Expert Advice, Financial Information, Money Tip
If you are considering purchasing a condominium, allow extra time for the mortgage lender to verify the condo complex is approved by Fannie or Freddie regulatory agencies. Reason: Condo Home Owners Associations (HOA) are required to meet strict requirements by our...
