5.125% Rate, 3/1 ARM, No Points for Home Purchase Loan in So. Cal.

by admindan | Sep 19, 2023 | Loan Programs, Money Tip

Are you looking for the best mortgage loan to purchase a home for the next 3 to 10 years? Solution: Great ARM (adjustable rate mortgage) options of 3/1, 5/1, 7/1 & 10/1 in Southern California: 20%+ down payment, 740 FICO, $1 million loan amount or less 3/1 ARM @...

5.625% Rate, No Points for Home Purchase Mortgage Loans

by admindan | Sep 7, 2023 | Loan Programs, Money Tip

Too many borrowers are going with the wrong lender, wrong loan program and a mortgage rate way too high at 7.625%+. Do you want to save 2% in your rate? Success story details from Pam and Andy loan last week: $1 million home purchase from builder in San Diego 25% down...

BEST Home Equity Line of Credit, 1% Below Prime Rate, 7.49%

by admindan | Aug 29, 2023 | Loan Programs, Money Tip

Are you drowning in credit card or other consumer debt at high interest rates? Or, do you want cash to remodel your home and increase the value? Solution: BEST HELOC (Home Equity Line Of Credit) loan at much lower rates and possibly deductible on your taxes: 7.49%...

Illegal & Hidden Kickbacks, Too Common in Mortgage Lending & Real Estate

by admindan | Aug 23, 2023 | Financial Information, Money Tip

Kickbacks in mortgage lending and real estate occur too often. You may not see it directly in your loan, but many Loan Officers are giving or paying for borrower introductions which COST YOU MONEY. Why can there be as much as 1.50% difference in rate quotes between...

When Mortgage Rates Move Lower Next Year, More Buyers Will Be Looking to Purchase a Home

by admindan | Aug 15, 2023 | Financial Information, Money Tip

Are you wondering if NOW is a good time to purchase a home, when mortgage rates are so high and there’s limited inventory? Yes, it is, because less people are willing to purchase a home at these rates. But you can refi when rates are lower in the next 1-4 years....