Have you heard about the recent fees being charged by lenders to higher FICO and certain down payment borrowers? Do you want to avoid those fees?
Solution: Throughout the mortgage industry are lenders that create their own portfolio loan programs, which means they use their own money and service the loans themselves, so do not need to comply with the Fannie Mae and Freddie Mac LLPA. These programs, rates and fees are not offered by brokers or mortgage companies. Programs include all loan amounts.
Good examples:
  • 5/1 ARM at 5%, 5.067% APR, no points, $950 lender fees (also available 7/1 & 10/1 ARMs)
  • 5% down to $1.5 million
  • Zero down payment to $1 million for medical degree borrowers
  • And many more!
Call 714-310-4162 for more information.
Rave client review:
“Dan Stone provided me with excellent service! He helped me with 2 loans that not only increased my credit score by over 40 points, but also found a lender for my unique situation that will save me thousands of dollars per year. I truly am grateful!” -David H.