Homeowners are looking for lower costs to finance home upgrades, pay off credit card debt and lend to family members as needed. Prime rate, and the Fed Funds rate, is expected to keep rising to combat inflation and stay high through 2023 until the inflation rate decreases dramatically.
Solution: Fixed or adjustable rate 2nds:
  • 5-year fixed rate
  • 80% CLTV maximum to $750k or 70% to $1 million
  • 680 minimum FICO
  • No loan costs (keep loan open with $0+ balance for minimum 3 years)
  • BONUS – if rates drop, pay $100 to relock at lower rate
Scenario: $160k 2nd, 80% CLTV, 740 FICO, single family home, 5.89% rate & APR. Restrictions apply.
Call 714-310-4162 for more information.
Rave review on Google:
“After reviewing the details on a refinance quote given to me by my prior mortgage lender, I remembered Dan Stone who fully understands his clients’ needs and researches the best mortgage for them. Dan interviewed me to understand my needs, presented several refinance alternatives, and advised me on the one that exactly matches my financial goals. Dan got me a lender who matched my needs. I will be recognizing a 344.80% Return on Investment (ROI). Call Dan the Man for Mortgages.” -Lloyd B.