Considering refinancing your mortgage loan for any reason and want the BEST deal?

Answer: To save as much $$$$$$ as possible, refinance now.

Why refinance now versus waiting for rates to drop more?

  • Fees on refinances for loans at $765,500 or less will be going up by .50% probably by October 1st, as lenders start to include the .50% fee increase required by FHFA, per article: FHFA refinance fee.
  • Rates will not fall enough in the future to offset the .50% fee (Bold Prediction).
  • Eventually the US Government/Fannie Mae/Freddie Mac will decrease and stop supporting our economy by buying mortgages.

Get a rate quote from any lender. Call me at 949-484-6322 to determine if your lender is offering the best loan program and rate. Apply for the loan with the winning lender. Simple.