by admindan | Apr 17, 2024 | Financial Information, Money Tip
When you contact an “independent” mortgage loan broker, they usually explain they shop many lenders for you, to find the best deal. BUT, DO THEY ACTUALLY SHOP ENOUGH LENDERS AND TRULY PUT YOUR NEEDS AHEAD OF THEIR PROFITS? Possibly, maybe not, due to research by...
by admindan | Mar 19, 2024 | Financial Information, Money Tip
Check out this EXPOSE! Borrowers beware when getting mortgage loans from mortgage lenders. Your fees may be higher by as much as 1 point because you DIDN’T shop around or know how to ask for concessions. Per newsletter by industry-leading HousingWire: “Two borrowers...
by admindan | Feb 6, 2024 | Loan Programs, Money Tip
Need A LOT of CASH OUT? Do you want a competitive rate and NOT refinance your first mortgage loan? Solution: One lender is offering unlimited cash-out on a HELOC: 60% CLTV, no maximum loan amount 43% DTI maximum Closing costs Or 70% CLTV for $2 million home value...
by admindan | Feb 2, 2024 | Loan Programs, Money Tip
Are you looking for the LOWEST rate mortgage loan to purchase a home? Are you are a W2 employee? Want to save a LOT of MONEY? Solution: Great ARM options of 3/1, 5/1, 7/1 & 30 year fixed rate: 20%+ down payment, 740 FICO to $1 mil loan 3/1 ARM @ 4.875%, no points,...
by admindan | Nov 16, 2023 | Loan Programs, Money Tip
Buyers, do you want a NO down payment loan with $6,500 in grant money? Solution: a program designed specifically for first-time homebuyers: $6,500 grant for down payment and/or closing costs, no repayment required Up to $750,000 loan No mortgage insurance (no PMI)...