by admindan | Apr 1, 2025 | Loan Programs, Money Tip
Are you looking to secure purchasing a home before selling your current home? Problem: Most lenders will calculate your debt-to-income ratio by including both current mortgage payment and new mortgage payment, so there is no way to purchase before selling your current...
by admindan | Mar 25, 2025 | Loan Programs, Money Tip
One of my clients wants to purchase a $2.6 million home, but only has 15% down payment. Fortunately, I found him a lender with a great deal. Loan example: $2.6 million purchase, 6.00% 5/6 ARM rate, 6.094% APR, .125% points, PMI $203/month, many West Coast STATES....
by admindan | Mar 18, 2025 | Loan Programs, Money Tip
One of my clients wants to purchase a $2.2 million home, but only has 10% down payment. Fortunately, I found him a lender with a great deal. Loan example: $2.2 million purchase, 6.00% 5/1 ARM rate, 6.094% APR, no points, no PMI, $1,500 lender fees, ALL STATES. Program...
by admindan | Mar 12, 2025 | Financial Information, Loan Programs, Money Tip
Are you interested in learning about the SoCal or Bay area housing market, supply, demand, market changes, interest rates, and more? Solution: Local housing economist Steven Thomas provides a housing report for each Southern California County. It is a statistical...
by admindan | Feb 11, 2025 | housing, Money Tip
Steven Thomas provides a great analysis of how the Los Angeles fires impact the Southern California market. Steven researches past and current trends to forecast the future for housing, based on science, statistics, and experience in analyzing the data to formulate...
by admindan | Feb 4, 2025 | Loan Programs, Money Tip
Many of my new clients are purchasing or refinancing homes NOW because they are getting a 7/6 ARM loan, no points, AND $10,000 in rebate towards closing costs. Don’t waste your money on a 30-year fixed rate, when EVERYONE forecasts long-term rates to drop during the...
