by admindan | Jan 29, 2025 | Loan Programs, Money Tip
Consider protecting your home against wildfires. Per Google AI, at least 12,000 structures were destroyed in So. Cal due to fire in January 2025. You can help defend your home from wildfires & save yourself a lot of money, family treasures, etc. I believe the...
by admindan | Dec 18, 2024 | Loan Programs, Money Tip
This is a good story with a happy conclusion. Borrower BEWARE of Loan Officers trying to sell cash-out refi so they can earn BIG COMMISSION versus a better solution. Happy conclusion: Borrower Cheryl is saving $20k+ in fees and $1,362/month in interest by getting a...
by admindan | Nov 26, 2024 | Loan Programs, Money Tip
Do you want to save A TON OF MONEY, like $736/month, on a mortgage loan and work with a great bank? Solution: Shop more than one lender if you are considering a loan with Zillow Mortgage. Loan scenario for Greg: $505k purchase price, owner occupied, 780+ FICO, condo,...
by admindan | Nov 19, 2024 | Loan Programs, Money Tip
Do you want to save a TON of MONEY by consolidating credit card or other debt into a very low rate Home Equity Line of Credit? Or, consider financing home improvement projects using a low rate HELOC!!! Solution: HELOC with 12-month teaser rate, currently at 3.99%: $1...
by admindan | Oct 29, 2024 | Loan Programs, Money Tip
Are you retired, have no first loan or very low rate first mortgage and don’t show much income in order to qualify for another loan? Scenario: My client Eleanor is retired and shows very little income, enough to live on comfortably. She owns a beautiful home with a...
by admindan | Oct 22, 2024 | Financial Information, Loan Programs, Money Tip
If you want the BEST mortgage rates today, those lenders require the best documentation and sometimes patience in getting the loan done. I receive calls daily from borrowers on where to find the best rates. If you are paid by W-2 with at least 2 years of income...
