Home Owners Insurance – BEST Terms when Purchasing or Owning a Home

by admindan | Jun 5, 2024 | Financial Information, Money Tip

If you are purchasing a home or already own a home, insurance is required and pays for losses and damage to your property if something unexpected happens, like a fire, water damage or burglary. When you have a mortgage, your lender wants to make sure your property is...

Buying a Condo? WARNING, Allow Extra Time for Lender Approval, Otherwise Non-Warrantable

by admindan | May 21, 2024 | Expert Advice, Financial Information, Money Tip

If you are considering purchasing a condominium, allow extra time for the mortgage lender to verify the condo complex is approved by Fannie or Freddie regulatory agencies. Reason: Condo Home Owners Associations (HOA) are required to meet strict requirements by our...

US Interest Rate Forecast & for Advanced Economies

by admindan | May 14, 2024 | Loan Programs, Money Tip

Are you looking to purchase a home in the next 1-24 months? Are you also wondering if mortgage rates are going to decrease, so you can afford to purchase a home? Solution: Buy a home now with an ARM (Adjustable Rate Mortgage) loan program with a rate lower by 1%+...

6.125% Rate, 10/1 ARM, No Points for Home Purchase Loan in So Cal

by admindan | May 7, 2024 | Uncategorized

Yes, the average 30-year fixed rate is really high!! The average homeowner stays in their first home less than 10 years, due to moving up to a bigger house, better school district or job relocation. Why not save a ton of money with a 10/1 ARM rate and payment?...

BEST 6.625% 30-Year Fixed Rate Mortgage, No Points, 90% LTV, No PMI, No Closing Costs

by admindan | Apr 30, 2024 | Loan Programs, Money Tip

Borrower KD is saving 1.235% in her rate versus the average 30-year fixed rate per Google at 7.86% AND NOT PAYING PMI with 10% down payment on her loan by using a unique First-time buyer program offered by a West Coast lender. She will save $498 per month in her...