by admindan | Apr 1, 2025 | Loan Programs, Money Tip
Are you looking to secure purchasing a home before selling your current home? Problem: Most lenders will calculate your debt-to-income ratio by including both current mortgage payment and new mortgage payment, so there is no way to purchase before selling your current...
by admindan | Mar 25, 2025 | Loan Programs, Money Tip
One of my clients wants to purchase a $2.6 million home, but only has 15% down payment. Fortunately, I found him a lender with a great deal. Loan example: $2.6 million purchase, 6.00% 5/6 ARM rate, 6.094% APR, .125% points, PMI $203/month, many West Coast STATES....
by admindan | Mar 18, 2025 | Loan Programs, Money Tip
One of my clients wants to purchase a $2.2 million home, but only has 10% down payment. Fortunately, I found him a lender with a great deal. Loan example: $2.2 million purchase, 6.00% 5/1 ARM rate, 6.094% APR, no points, no PMI, $1,500 lender fees, ALL STATES. Program...
by admindan | Mar 12, 2025 | Financial Information, Loan Programs, Money Tip
Are you interested in learning about the SoCal or Bay area housing market, supply, demand, market changes, interest rates, and more? Solution: Local housing economist Steven Thomas provides a housing report for each Southern California County. It is a statistical...
by admindan | Mar 4, 2025 | Uncategorized
Did you purchase a home within the last two years and get a high rate such as 7.375% on a 30-year fixed rate like my client Joe? Joe was able to refinance NOW down to 5.625% and pay NO points and NO lender closing costs by using a very unique lender loan program. He’s...
