Secure Your Dream Vacation or Second Home, 5.375% Rate, 20% Down

by admindan | Oct 7, 2025 | Loan Programs, Money Tip

Are you looking to purchase a second home for a family member, such as a parent, son or daughter? Or, are you looking to purchase a vacation home? Problem: Most lenders classify second and vacation homes the same as an investment property, due to past fraud by so many...

Cash-out for Down Payment of New Home Purchase, Better Loan Terms

by admindan | Sep 30, 2025 | Loan Programs, Money Tip

Are you looking to purchase another home before selling your current home and need cash-out for the down payment? Is your home already listed for sale? Great new lender program announcement: HELOC in Southern California only 60-70% CLTV maximum 1.50-1.75% margin over...

BEST Bank Statement Mortgage Loan Program, 6.375%, No Points

by admindan | Sep 23, 2025 | Loan Programs, Money Tip

Are you self-employed and earn plenty of revenue, deduct plenty of expenses on your tax returns AND want to SAVE THE MOST AMOUNT ON A MORTGAGE LOAN? Problem: There is a very wide range of rates from lenders and many lenders don’t offer this loan program....

5% Down to $1.5 Mil Mortgage Loan @ 5.75%, 5/1 ARM, No Points, BUY NOW

by admindan | Sep 16, 2025 | Loan Programs, Money Tip

Do you have the income but not the down payment? This loan program will help you purchase a bigger home with less down payment. Solution: A specific lender is offering a portfolio loan program. Purchase loan parameters: 5% down to $1.5 million 720 FICO minimum Owner...

Home Builder Purchase, Refinance Immediately 1% Lower Mortgage Rate

by admindan | Sep 9, 2025 | Home Purchasing, Loan Programs, Money Tip

My friend Jerry is purchasing a home from a builder. Interestingly, builders do not want to lower prices to sell houses. Instead, they offer large amounts of $$$$$ for upgrades, discounted loan fees, rate buydown, etc., to entice people to buy NOW. Take and negotiate...