Buy More Home, 3% Down, No PMI, 6.375% 30 Year Fixed Rate Mortgage, No Points

Are you a first-time buyer and only have 3% down payment to purchase a home AND want to SAVE A TON OF MONEY versus 98% of OTHER LENDERS QUOTES?

This is your lucky day! Certain properties qualify for a special portfolio loan program only offered by a few lenders.

Great portfolio loan program:

Below market 30-year fixed rate @ 6.375%, 6.620% APR, 8/25/25

• 3% minimum down payment (keep more $$$$$ in your pocket)
• No Private Mortgage Insurance, (saving you $280 per monthly payment)
• No points (big savings)
• No lender fees for processing and underwriting ($1,250 savings)
• Conforming loan limit maximum $806,500

Example: Borrower Jesse found a home in Long Beach, CA, $800k purchase price, 3% down payment or $24,000, 740 credit score, single family home, 6.375% 30-year fixed rate, 6.620% APR, no points, NO PMI, no lender fees, two months reserves. Jesse is saving $407/month versus a broker lender quote AND able to purchase a larger home.

Call Dan at 714-310-4162 to compare the options and find the best terms for YOU.

Recent review on Google:
“Dan jumped right into action to get me the best rate for a non-conventional loan. He followed up regularly….great guy, great service!” -Karen M.