by admindan | Nov 24, 2023 | Loan Programs, Money Tip
Do you need $100k in cash for ANY reason, have limited income or documentation and looking for the best rate and loan program? Solution: $100k maximum no income doc HELOC loan: 80% CLTV maximum 720 FICO minimum Prime rate + .50% margin = 9% for 780+ FICO (higher...
by admindan | Nov 16, 2023 | Loan Programs, Money Tip
Buyers, do you want a NO down payment loan with $6,500 in grant money? Solution: a program designed specifically for first-time homebuyers: $6,500 grant for down payment and/or closing costs, no repayment required Up to $750,000 loan No mortgage insurance (no PMI)...
by admindan | Oct 17, 2023 | Loan Programs, Money Tip
Buyers, do you want to save a TON of MONEY on a loan and purchase a home NOW? Realtors, do you want to help your clients buy a home NOW? Example and success story from last week for Dian and wife: $715k home purchase 5% down payment 7.00% rate, 7.00% APR 30-year fixed...
by admindan | Sep 19, 2023 | Loan Programs, Money Tip
Are you looking for the best mortgage loan to purchase a home for the next 3 to 10 years? Solution: Great ARM (adjustable rate mortgage) options of 3/1, 5/1, 7/1 & 10/1 in Southern California: 20%+ down payment, 740 FICO, $1 million loan amount or less 3/1 ARM @...
by admindan | Jun 27, 2023 | Financial Information, Money Tip
Are you wondering why mortgage rates are so high? Do you want to know how long this high rate environment will last? Me too! I’ve been working directly in areas of mortgage interest rates, forecasting, hedging and securitization for 35+ years. I’ve learned a lot,...